Goal Inputs
Provide target corpus, return assumption & duration.
How Goal Solver Works
We invert the SIP future value formula to fetch required monthly contribution.
Return Assumption
Use conservative % (e.g. 10–12% equities, 6–8% debt). Real outcomes vary.
Tips
- Increase SIP with income
- Plan for inflation
- Stay disciplined
Required Monthly SIP
₹0
Approximate monthly contribution (fees & taxes ignored).
Total Invested
₹0
Gain Over Invested
₹0
i Understanding Goal Planning
Educational only – goal projections ignore volatility, taxes, fees & behavioural factors.
Formula Inversion
Monthly SIP ≈ Goal × r_m / (((1+r_m)^n - 1) × (1+r_m)) where r_m = annual% / 12 and n = months.
Inflation Angle
Adjust nominal target upward if goal is far out (e.g. 10y+). Real purchasing power declined otherwise.
Behavioural Tips
- Automate increases yearly (step‑up).
- Model conservative and optimistic cases.
- Revisit return assumption every few years.