What is the PPF contribution limit?

Current per-financial-year limit is ₹1,50,000. This calculator enforces the limit on yearly contributions or equivalent monthly sums.

How are monthly deposits modelled?

Monthly deposits are simulated with monthly accrual and approximate compounding; PPF interest is credited annually by the government, this tool approximates the month-by-month effect for usability.

PPF Calculator (India) – Public Provident Fund Maturity & Interest

Inputs

Choose deposit cadence, amount and tenure. Sliders + numeric inputs for quick tuning.

Deposit type

Monthly contribution (₹)

₹

Monthly total * 12 must not exceed ₹1,50,000 per year; the calculator will enforce the cap.

Tenure (years)

Default PPF term is 15 years; can extend in blocks of 5 years after maturity.

Interest rate (% p.a.)

PPF interest is set by the government and credited annually; use the current published rate.

PPF cap

This tool enforces the common per-financial-year limit of ₹1,50,000 for contributions. For exact rules and multiple accounts consult your bank.

Monthly modelling

Monthly deposits are approximated with monthly accrual and periodic compounding for clarity; official PPF interest is credited annually by authorities.

FAQ

Withdrawals?: Partial withdrawals permitted after 5 years subject to limits; not modelled here.
Tax?: PPF contributions, interest and maturity are generally tax-exempt under Indian law (subject to conditions).

Projected Maturity

₹0

Estimated maturity given inputs. This calculator approximates monthly accrual; consult bank for exact numbers.

Total contributions

₹0

Total interest earned

₹0