Inputs
Enter buy / sell dates & amounts to estimate gain and tax.
LTCG vs STCG
Currently assumed: holding > 365 days → LTCG 12.5% after ₹1L exemption; otherwise STCG 20% (illustrative).
Exemption
First ₹100,000 of aggregate equity LTCG in FY assumed exempt for simplicity.
Tips
- Confirm actual tax slabs.
- Consider exit loads.
- Track multiple purchases (FIFO).
Illustrative only – ignores surcharge, cess,
grandfathering nuances & indexation.
Net Gain After Tax
₹0
Provisional – final tax depends on aggregate yearly gains & personal tax laws.
Holding Days
0
Gross Gain
₹0
Est. Tax
₹0
LTCG exemption applied only if holding > 365
days and gain positive.
iAbout MF Switch / Exit
Switching typically counts as a sale for tax. Understand tax hit before reallocating.
Computation Logic
Holding days = sell − buy (UTC). Gain = sell − buy. If holding > 365 & gain > 0 ⇒ LTCG tax on (gain − 100k). Else STCG tax on gain if positive.
Net gain = gain − tax (never negative).
Limitations & Caveats
- Ignores indexation (debt funds) & surcharge/cess.
- Multiple purchase lots not modelled (FIFO needed).
- Corporate actions & dividend reinvestment not adjusted.